Worked example

A whole month,
split pro rata.

The simulator splits a single bill. Here's what it looks like across an entire household budget: rent, groceries, energy, insurance, subscriptions.

A fixed example, for illustration — the amounts can't be edited here.

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The household

Two incomes, one shared life. Each person accounts for a different share of the household income — and that share is what the split is based on.

Alice
€2,100
Monthly net income
60% of household income
Tom
€1,400
Monthly net income
40% of household income

Household income €3,500

This month's shared expenses

The most common items in a household budget. Each expense is split individually according to income, exactly as the app does it.

Shared expenses for the month and each person's share
Item Amount Alice 60% Tom 40%
Rent €950 €570 €380
Groceries €480 €288 €192
Electricity & gas €130 €78 €52
Water €30 €18 €12
Internet & mobile €65 €39 €26
Insurance €85 €51 €34
Transport €120 €72 €48
Subscriptions €35 €21 €14
Total €1,895 €1,137 €758

What it changes, concretely

Same budget, two ways to share it. The gap only really stands out once you work out what each person has left to live on.

Equal shares

Each pays half
Alice pays €947.50
Tom pays €947.50
Left to live on
Alice €1,152.5054.9%
Tom €452.5032.3%

Pro rata

Each pays in line with their income
Alice pays €1,137
Tom pays €758
Left to live on
Alice €96345.9%
Tom €64245.9%
That's where the real gap is

Pro rata, Alice and Tom each keep 45.9% of their income for themselves. With equal shares, Alice keeps 54.9% and Tom only 32.3%.

On this budget, Tom pays €189.50 less every month than with equal shares — that's €2,274 over a year.

It isn't a universal rule

Pro rata isn't “the” right answer: it's a starting point for the conversation. Some households prefer equal shares, others a mix of the two. Prorata shows you both numbers — the decision stays yours.

Run the numbers on your real budget

Your incomes, your expenses, your categories. Free, private, no account.

No account · Your data stays on your device · Free